There are essentially two ways how you can go about using your Android smartphone without a SIM card. Pay Money using BHIM / UPI. Create an UPI ID. Google Tez Payment UPI app: Installation and activation. IMPS is faster than NEFT and lets you transfer money immediately and unlike NEFT, it works 24×7. à¤¤à¥ à¤à¤¸ à¤¤à¤°à¤¹ à¤¸à¥ à¤à¤ª BHIM UPI à¤à¥ use à¤à¤° à¤¸à¤à¤¤à¥ Registered Sim Remove à¤à¤°à¤¨à¥ à¤à¥ à¤¬à¤¾à¤¦ à¤à¥à¥¤ Final Words- à¤®à¥à¤ à¤à¤¶à¤¾ à¤à¤°à¤¤à¤¾ à¤¹à¥à¤ à¤à¤¿ à¤à¤ªà¤à¥ à¤à¤ à¤à¤¾ à¤ªà¥à¤¸à¥à¤ "How To Use BHIM UPI if Sim is Not Inserted in Same Mobile?" Dial *99# and follow the instructions. To use UPI, you will need to use an app. How to Use Your Android Smartphone Without a SIM Card. This feature also helps a user to check their account balance. No. transactions using Unified Payments Interface (UPI). For Installation of Google Tez Payment app, visit >>this page<<. Finally, I have used a trick to set UPI PIN without the debit card. If you want to use UPI through same no then upgrade your SIM or use UPI through USSD in your dumb phone. 5. If you are not owning the debit card because of the charges, there is solution to this problem. You have to get â¦ E.g. After visiting, the page will automatically redirect to appropriate download stores, such as Google Play Store and iTunes store. Once the SIM card and smartphone binding is done with your bank account, you can use the BHIM app to make UPI transactions, and when internet isnât available, you can use USSD-based mobile banking. your Mobile no as your UPI ID like 98XXXXXX21@hdfcbank. Click on 'BHIM UPI Paymentâ icon on the bottom of HDFC Bank MobileBanking â¦ Once it redirects to official download store, just tap on INSTALL â¦ Generate 4 digit UPI PIN using debit card details & UPI registration is done. You can easily make direct bank to bank payments instantly and collect money using just Mobile number or Payment address. Once you've completed the set up process, remove the SIM card from the old device, and you will be able to use it without issue. It is a not a 100% working method but most of the people can use it and achieve their goals. Customer can set/change the UPI PIN, bank account linked with BHIM App by clicking 'Change Account' tab provided in the menu. The good thing is that there are tons of UPI based Apps now in the play store, and if you plan to use one, here is the list of standard features, followed by the â¦ Using this Option, a customer can check the bank account which is linked with the BHIM App along with PIN status. Send Money â Using this option, you can send money to anyone using Virtual Payment Address (VPA), Account no & IFSC â¦ A Trick To Set UPI PIN Without the Debit Card. It works only on smartphones and requires an internet connection, unlike UUSD based payments, which we will talk about post this. This means that the online payments will become much easier without requiring a digital â¦ Select HDFC Bank account number to be linked to UPI ID. The Google Voice Way. Service available are as follows: 1. It will be an unique identifier that your bank uses to transfer money and make payments using the IMPS (Immediate Payments Service).